Shopify Payment Gateways: Easy Tips for Indian Sellers to Choose the Right Option
Starting a Shopify store is exciting, but one important thing that many people get confused about is how to collect payments. You’ve made your store, listed your products, and shared it with your audience — now what? You need a payment gateway to collect money from your customers safely.
In this blog by Dropshipping, we’ll explain everything in a simple and clear way. No difficult words, no technical terms. Just the information you need to pick the best payment method for your business.
What is a Payment Gateway?
A payment gateway is a service that lets people pay you online. When a customer places an order, the payment gateway connects with their bank or wallet, checks the payment details, and completes the transaction.
It helps in collecting money through:
- Debit cards
- Credit cards
- UPI
- Wallets like Paytm or PhonePe
- Net banking
It also sends you a message that payment is received, so you can go ahead and fulfill the order.
Why It’s Important to Choose the Right One?
Choosing the right payment gateway can make your business smooth and worry-free. A good gateway will:
- Work well with Shopify
- Support common Indian payment options
- Charge fair fees
- Send money to your bank on time
A bad one may delay payments, show errors, or confuse customers during checkout. That’s why Dropshipping always says – pick a payment gateway wisely.
Top Shopify-Compatible Payment Gateways in India
Let’s look at some options that many Shopify sellers in India are using:
Razorpay
Razorpay supports cards, UPI, net banking, and wallets. It’s quick to set up and works well with Shopify. You can even collect payments from other countries. It’s a popular choice for businesses that want something simple and fast.
PayU
PayU is another good option. It supports all major payment modes like cards and UPI. The setup is easy and it gives you reports so you can see your daily transactions. It’s often used by small and medium businesses.
CCAvenue
CCAvenue accepts many Indian and international payment methods. You can also accept payments in different currencies. If you plan to sell to people outside India, this can help. It has a clean payment page and offers support in different languages.
Cashfree
Cashfree is simple to use. It offers quick refunds and fast settlements. If your business needs the money quickly in your account, this is a good choice. It also has extra tools like sending payments to vendors or freelancers.
Instamojo
Instamojo is ideal for freelancers or small shops. You can collect money using a link, QR code, or even by creating a basic online store. The features are basic but helpful if you’re just starting out.
What to Check Before Finalising?
Don’t just pick a gateway because someone else uses it. Check the following:
1. Transaction Fees
Different gateways charge different amounts. Most charge around 2% per order. Check the fee chart before signing up.
2. Speed of Payment Transfer
Some gateways send the money to your bank in 1 day, some take 3 days. If you need the money quickly, this matters.
3. Payment Options
Make sure the gateway accepts UPI, cards, and wallets. In India, many buyers prefer UPI, so it’s important.
4. Customer Support
If something goes wrong with a payment, quick help is useful. Some companies give better support than others.
5. Shopify Setup
Choose one that works easily with Shopify. Most Indian gateways offer Shopify plugins or guides.
You can also check Dropshipping for updated comparisons, screenshots, and real feedback from Indian sellers.
How to Set It Up on Shopify?
Once you choose your payment gateway, follow these steps:
- Go to your Shopify dashboard
- Click on Settings > Payments
- Select the payment gateway you want
- Sign up and collect API keys from the gateway website
- Paste the API keys in Shopify
- Save the settings
That’s it. Your store is now ready to accept payments.
A Quick Comparison Table
Here’s a small table that shows how the options compare:
| Gateway | UPI | Cards | EMI | Foreign Payments | Fees |
| Razorpay | Yes | Yes | Yes | Yes | ~2% |
| PayU | Yes | Yes | Yes | No | ~1.9% |
| CCAvenue | Yes | Yes | Yes | Yes | ~2% |
| Cashfree | Yes | Yes | Yes | Yes | ~1.75% |
| Instamojo | Yes | Yes | No | No | ~2% |
Final Words
Choosing a payment gateway is one of the first big steps in running a Shopify store. Take your time, compare your options, and pick one that fits your business.
Don’t forget to test it after setting up. Place a small order and check if the payment goes through properly.
To learn more simple tips about running your Shopify store in India, check out Dropshipping. You’ll find blogs that are written in day-to-day language, made for Indian sellers who just want clear answers without all the technical words.
Whether you’re new to Shopify or have been selling for some time, using the right payment option can save time, money, and effort. And when your payments go smoothly, your customers stay happy — and come back again.
For more simple guides, keep visiting Dropshipping regularly.
